Are you a high-performing Credit Analyst with experience holding a Delegate Lending Authority (DLA) for Australian small business finance?

Worked for companies like Prospa, Get Capital, Shift and Valiant Finance?

If so, we want to hear from you!

The role requires you to provide high-quality credit analysis and decision recommendations for new and existing customers in line with credit policies and operational procedures.

Please do not apply if you don't have Australian small business finance credit assessment experience.

Core Responsibilities

• Work closely with senior credit analysts, underwriters, and other departments to ensure accurate and efficient processing of small business credit applications.
• Analyze financial statements, payslips, tax reports, credit reports, and other financial documents to assess the creditworthiness of applicants and validate income and expenses.
• Ensure that all credit decisions are made within policies and the delegated lending authority limits.
• Provide support to senior staff in assessing higher-risk or complex credit applications and present findings to to them for further review or approval.
• Efficiently process queries and challenges posed by Business Development Managers, Account Managers & Referral Partners.
• Create feedback loop with Credit Team Lead to identify and address trends in high-risk client applications and transaction management.
• Other duties assigned by direct manager.

Position Requirements:

• A Bachelor's/College Degree in Accounting, Finance or equivalent preferred
• At least 2 years of working experience in Banking/Financial Services specifically on loan application processing and credit assessment for small business finance.
• Experience with small business and self-employed credit assessment, cash flow lending and/or equipment finance
• Advanced interpersonal skills and the willingness to have difficult conversations with internal and external stakeholders.
• Understanding of Equifax and/or other Credit Bureau standards and procedures.
• Ability to write professional credit proposals that serve the interest of all parties involved.
• Excellent written and verbal communication skills.
• Ability to proficiently manage multiple tasks at the same time.
• Experience operating with a delegated lending authority is a strong advantage.

The role will be based out of offices in Bonifacio Global City, Taguig in a hybrid work set up.

Please refer to job description.